If you’ve been involved in a road traffic accident (RTA) that wasn’t your fault, you may be entitled to compensation. Whether you were a driver, passenger, cyclist, pedestrian, or motorcyclist, you have legal rights if someone else’s negligence caused the collision.

At Inson Legal, I provide clear, expert legal support to clients in Bolton, Wigan, Oldham, Stockport and throughout Greater Manchester. I handle road traffic accident claims on a No Win No Fee basis, so there’s no up front costs in starting your claim.

I have nationwide contacts to get you in a courtesy car the same day you call me. If your car has had an impact to a wheel or is clearly unroadworthy, you could cause further damage and be liable for offences yourself by trying to drive it on the road.

Common Road Traffic Accident Scenarios

Road traffic accidents happen in many different ways. Common causes of 'RTA's include:

• Rear-end collisions caused by tailgating or distracted driving

• Roundabout and junction accidents, due to failure to give way

• Side-impact collisions at T-junctions or crossroads

• Lane change or overtaking accidents involving poor observation

• Hit-and-run incidents, where the other driver leaves the scene

• Accidents involving uninsured or untraced drivers

• Pedestrian or cyclist knockdowns due to speeding or careless driving

• Motorbike accidents, often caused by visibility issues or poor road surfaces

Legal Framework for Road Traffic Accident Claims

If your claim is a low-value motor accident (typically under £5,000 for whiplash or minor injuries), it may fall under the The RTA Small Claims Protocol. This is protocol is designed for you to run your claim personally but the majority of Claimant's still instruct Solicitors like me.

Claims worth over £5,000 will fall under the Pre-Action Protocol for Low Value Personal Injury Claims in Road Traffic Accidents from 31 July 2013 or if the claim is worth over £25,000, the Pre-Action Protocol for Personal Injury Claims.

All pre-action protocols encourage early communication and fair settlement without the need for court proceedings.

It can be difficult figuring out which protocol is best for your claim but I can advise you on the best route for your case at the outset.

I will tell you if you need a Solicitor or not before any instructions are provided to me.

The Road Traffic Accident Claims Process

Here’s how the typical RTA claim process works when you instruct Inson Legal:

1. Initial Consultation
   I’ll discuss the circumstances of the accident, who was at fault, and whether your claim qualifies for No Win No Fee.

2. Gathering Evidence
   We’ll obtain witness statements, police reports, dashcam footage, and photographs where available to support your claim.

3. The Claim is transmitted to the Defendant insurer on the relevant portal.
   A formal Claims Notification Form is sent to the at-fault driver’s insurer, setting out the basis of your claim.

4. Liability Response
   The insurer has 1 business day to acknowledge and up to 3 weeks to investigate and provide a Response. This will either admit or deny liability.

5. Medical Evidence
   I’ll arrange an independent medical examination to assess the impact of your injuries and future recovery needs.

6. Negotiation and Settlement
   Once medical evidence is complete, I’ll begin negotiating a fair settlement by submitting a Settlement Pack on the portal. Most claims settle without going to court.

7. Court Proceedings (if necessary)
   If liability is denied or a fair settlement isn’t reached, I can issue court proceedings and represent you through the litigation process.

Why Choose Inson Legal for Your RTA Claim?

• Experienced personal injury solicitor from Bolton with over a 14 years of expertise in road traffic accident claims

• Direct, one-to-one legal support – you’ll speak directly to me, not a call centre or multiple file handlers

• No Win No Fee – you don’t pay unless your claim succeeds.

• Expertise in all protocol and litigation cases

• Transparent, practical legal advice from your first call through to settlement.

Start Your Road Traffic Accident Claim Today

Road Traffic Accident Claims in Bolton, Wigan, Oldham, Stockport